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Compound Interest Calculator

Finance

Calculate compound interest for savings and investments with detailed growth breakdowns.

Final Amount
¥0
Total Contributed
¥0
Total Interest
¥0
Initial Principal ¥0
Annual Interest Rate 0%
Investment Years 0
Compounding Frequency -
Monthly Contribution ¥0
📈 Effective Annual Rate: 0%
Growth Schedule
0
Year Start Balance Interest Contribution End Balance
About Compound Interest

A compound interest calculator helps you project the growth of your investments. Compound interest means interest earned also earns interest in subsequent periods.

Formula

Compound interest formula: FV = P × (1 + r/n)^(n×t) + A × [((1 + r/n)^(n×t) − 1) / (r/n)]

  • P - Initial principal
  • r - Annual interest rate
  • n - Compounding periods per year
  • t - Investment years
  • A - Contribution per period (from monthly contribution)
Example
$100,000 principal, 5% annual rate, 10 years, monthly compounding, $1,000 monthly contribution

Final amount ~$320,000, total interest ~$100,000

Note: This calculator is for reference only. Actual returns are subject to market fluctuations and taxes. Not investment advice.